What's New:
August 28, 2008 1:24:45 PM EDT
Calculators
Autos
- Monthly Payment Calculator
We'll help you determine how different variables -- like the residual value as well as your interest rate and down payment -- affect your payments. - Net Interest Calculator
Find out how much that lease really costs, and then head to the car lot empowered. - Buy or Lease Calculator
The answer depends, in part, on how much cash you have on hand, and whether you'd get better returns investing that money elsewhere.
College Planning
- The 529 College-Savings-Plan Estimator
Compare how your college fund will grow in a taxable account vs. a tax-free 529 college-savings plan with our new calculator.
Debt Management
- Comparing Credit Card Offers
Our analyzer will help you calculate the true cost of each offer so you can compare them side by side. - Should You Consolidate Your Loans?
Find out how much that balance transfer really cost.
Insurance
- How Much Disability Insurance Do You Need?
Even if you get it from your employer, you might not have enough. Find out if you're covered adequately. - How Much Life Insurance Do You Need?
Our worksheet will help you determine how much coverage you need.
Real Estate
- To Rent or to Buy?
It's almost always better to own your home rather than to rent, right? Our worksheet will help you determine which path is best. - Fixed Rate or Adjustable?
The answer depends on the direction of interest rates and how long you plan to stay in your home. - How Much House Can You Afford?
Whether you're looking for a modest two-bedroom or something to rival Hugh Hefner's mansion, we'll tell you just how far your resources can take you. - Points or No Points?
By paying a discount point, you can lower your interest rate. But could this money be otherwise invested? Use our worksheet to determine if paying points will help you in the long-run. - The Mortgage Calculator
Calculate your monthly payments and analyze your mortgage-interest deduction.
Retirement
- SmartMoney 401(k) Planner
Use our graphical calculator to see how your savings will grow -- and how long they'll last after you retire. - Rank Your 401(k) Funds
You've got the list of mutual funds available in your 401(k), now it's time for the dirty work. Use our fund ranking system to help select particular funds. - Grade Your 401(k)
How does your company plan compare with the best ones offered? Fill in our worksheet, and you'll find out.
Short-Term Investing
- Set Your Goals
Got your eye on a 32-foot sailboat? Or four years at Dartmouth for Junior? No matter what the goal, we'll help you figure out how to meet it.
Tax Guide
- Capital Gains Tax Estimator
If you're going to invest (whether it's in stocks, real estate or even rare stamps), you have to understand capital gains. The SmartMoney.com Capital-Gains Guide will tell you everything you need to know. - Employer Stock Option Tax Estimators
If your stock options are still above water, count your lucky stars. You can leave the tax calculations to us. - What's Your Average Tax Rate?
Plug your own numbers into our calculator to find your own average tax rate and see how it changes at different income levels.